Blog
What to do with your old 401(k), 403(b), 457 plan?
We call them “zombie” plans… The old 401(k), 403(b), or 457 plan that’s practically left for dead, neglected, and untouched with your old employer. What you decide to do with your old “zombie” plan is critical, no matter if you’re still working, recently changed...
2019 Year-end Tax Saving Ideas
The Surprising Way Companies Like Netflix and Amazon Conduct Market Research
Companies like Netflix, UrthBox, and Amazon are leveraging the subscription business model to discover what their customers want next. In a traditional business, the customer buys your product or service once, and it is up to you to try to convince them to buy again...
The Build vs. Buy Equation
If you’re wondering what your business might be worth to an acquirer in Portland, there is a simple calculation you can use. Let’s call it “The Build vs. Buy Equation”. At some point, every acquirer does the math and calculates how much it would cost to re-create what...
Growing Fast? Here’s What’s Likely To Kill Your Company
If your goal is to grow your Portland, Oregon company fast, you need a positive cash flow cycle or the ability to raise money at a feverish pace. Anything less and you will quickly grow yourself out of business. A positive cash flow cycle simply means you get paid...
Evaluating an Early Retirement Offer
In today's corporate environment, cost cutting, restructuring, and downsizing are the norm, and many employers are offering their employees early retirement packages. But how do you know if the seemingly attractive offer you've received is a good one? By evaluating it...
What's Next for the Dow?
The stock market kicked off March 1st with a new high in the Dow, S&P 500 and NASDAQ but has been losing steam the rest of the month. Since the presidential election, investor optimism has been driving stocks higher. In fact, a recent analysis by Bloomberg found...
New IRS Deadlines for Business Owners
In October 2016, the IRS issued a reminder to employers and small-business owners of a new January 31 deadline for submitting Forms W-2 and certain Forms 1099-MISC to the Social Security Administration (SSA). The accelerated deadline, which was enacted as part of the...
Is Washington Gridlock Over Under Trump?
The American version of Brexit hit Tuesday November 8th 2016 as voters confounded pollsters and pundits by electing the brash, celebrity billion Donald Trump as the 45th President of the United States. Although Trump lost the popular vote, he was able to secure the...
The Fed's New Mandate?
The central bank’s official dual mandate is to achieve full employment while maintaining price stability. These days it seems the Fed has an unspoken third mandate of not upsetting weak global economies. The European Central Bank (ECB) and Bank of Japan (BOJ) are...
Upcoming Money Market Changes
On October 14, 2016, the U.S. Securities and Exchange Commission (SEC) will begin enforcing regulations adopted to help reduce the risk of investor "runs" on money market mutual funds. Vulnerabilities in the $3.8 trillion market came to light during the 2008...
September's History!
September has historically been the worst month for stocks. Since 1896, the Dow Jones Industrial Average has lost 1.1% on average in September. No one really knows why, but some blame it on the mutual funds that close out their fiscal year this month. Others blame...
Funny Video by John Oliver on Financial Advisors and Fiduciaries
Tax Planning for the Self-Employed
Understand self-employment tax and how it's calculated As a starting point, make sure that you understand (and comply with) your federal tax responsibilities. The federal government uses self-employment tax to fund Social Security and Medicare benefits. You must pay...
